At the 2009 Annual member meeting a presentation on Homeowners Insurance was given. Several members requested the slides supporting the presentation be posted on the website for future reference. This presentation was based upon my personal experience of searching for insurance after I was non-renewed by my insurance company of 20 years and subsequently canceled by a replacement insurance company. I learned a lot about the industry, property risk management, how risk is determined and what we as consumers need to know and be prepared for. While it appears that many insurance companies are ‘quitting’ the California wildland/forest areas, there are insurance companies that are not. These insurance companies tend to be the larger more well known companies. So the bottom line is, if property owners do the right things with respect to minimizing their own property risk, insurance can be obtained. It will, however, be more costly……a price we pay for living in the forest. Click on the link below for a .pdf copy of the presentation.
HomeownersA (.pdf, 29kb)